Where can I find an accident checklist?

Here’s a useful checklist of what to do in the event of a car accident :

1. Stop the car – failing to do so is an offence 
2. Switch off the engine and turn on the hazard lights 
3. Check for any injuries to yourself or passengers
4. Call an ambulance if necessary
5. Call the police – 999 or 101 depending on the situation
6. Give your details to anyone else involved 
7. Collect details from any other drivers, passengers or witnesses
8. Take photos if necessary 
9. Contact your insurance company

In a bit more detail :

1. Stop. However minor you think a car accident is, you must stop. In fact, failing to do so is an offence under the Road Traffic Act.
2. You should make sure your car’s engine is switched off and then turn your hazard lights on to alert other road users to your presence.
3. Take a look around. If anyone has been injured in the car accident you should try to help as long as its safe to do so and call an ambulance or the police
4. Call the police or an ambulance on 999 as soon as possible if there are injured parties.
5. If you don’t need an emergency response, then you should call the police on 101 instead. The police should also be called if the car accident is blocking the road or if you feel there was foul play involved –  if you suspect you’re a victim of a ‘crash for cash’ scam, for example, where a driver deliberately causes an accident to make a fraudulent insurance claim. A dash cam can help you avoid falling victim to crash for cash scams. However, be sure to pick the right one, or you may be left with low-quality footage that won’t help prove what happened.
6. When you’re involved in a car accident you’re obliged to give your name and address to anyone else involved. You should stop and give your details if you crash into something on or near the road even if there aren’t any other people involved. If you hit a parked car, for example, you should leave your details on the windscreen. Avoid saying sorry or accepting blame for the accident until you know precisely what happened as it could count against you later on. Car accidents should also be reported to the police within 24 hours. Failure to do so could result in a fine, penalty points or even disqualification.
7. If possible, you should collect names, addresses and contact details from any drivers, passengers and witnesses. Ask the other drivers involved for their car insurance details and try to establish whether they are the registered keeper of their vehicle. If they aren’t, find out who is and make a note of their name and address. Call 999 straightaway if someone leaves the scene of the car accident without giving their details. Here are some other important details you should try to collect at the scene of the car accident: The registration numbers of all vehicles involved, plus a note of each vehicle’s colour, make and model. The time and date of the crash. A sketch showing the positions of the vehicles involved. A description of the weather conditions, plus anything unusual you notice about the road quality or lighting. A list of damage to vehicles and a description of any injuries sustained by pedestrians, drivers and passengers.
8. You may find it useful to take photos of the car accident for use as evidence. Some drivers carry disposable cameras for this purpose, but most modern mobile phones will take good enough shots to help you remember important details.
9. Once the dust has settled, you will need to inform your insurer of the accident and, if your car is sufficiently damaged, begin the process of making a claim. Make sure you tell your insurer about the car accident as soon as you can. Failure to do so within the time period set out in your policy may invalidate your cover, leaving you with a big bill to pay. How long you have to to file an insurance claim after a car accident varies. Make sure you check the wording of your car insurance policy carefully as these time periods can be anything from two days to two weeks after the accident. You should always inform your car insurance company about an accident, even if you don’t want to make a claim. What happens next? If you want to continue with your claim, your insurance company will let you know what you need to do. If other people were involved in the accident, your insurance company will contact their insurance companies and resolve the claims.