Can I drive other cars on my own insurance?

Generally the answer to this is NO, your annual insurance policy covers you (and any Named Drivers you may have added) to drive your own car only.

However there are 2 scenarios where the answer might be YES

  1. Some policies provide cover whilst your own vehicle is being serviced or repaired in a garage and the garage provide you with a temporary courtesy car.
  • Here’s an example of how this cover will appear on your Certificate of Insurance : Section 1a) is the registration mark of the insured vehicle, section 1b) adds in the courtesy car cover :

2. Some policies include the Driving Other Cars (DOC) extension : more detail on this is provided in the following FAQs…

Category: Car Sharing

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