FAQs

You need to contact your insurance provider urgently.

By going to www.askmid.com

Yes, ANPR (Automatic Number Plate Recognition) cameras use data from the MID to assist in the identification of uninsured vehicles.

Yes, the police have direct access to the MID to assist in the identification of uninsured vehicles.

The information is retained for 7 years.

No, it is a legal requirement that all motor insurers must provide the information to the MID.

Yes. All motor insurers must abide by Department for Transport obligations for the timely and accurate supply of data. Insurers can provide this data to the database themselves or via an authorised representative.

Data is loaded by insurance companies, authorised insurance representatives and brokers. The MID can also be updated by the policyholder themselves and is subject to strict control.

If, after receiving an Insurance Advisory Letter (IAL), a registered keeper fails to comply with the advice set out in the letter they will face:

• A fixed penalty notice of £100
• Their vehicle being clamped, seized and disposed of
• A court prosecution and a maximum fine of £1000.

CIE measures are in addition to the powers the police already have to seize an uninsured vehicle being used on the road.

As part of the Continuous Insurance Enforcement (CIE) legislation, it is an offence to be the keeper of a vehicle without insurance unless you have notified the Driver and Vehicle Licensing Agency (DVLA) that your vehicle is being kept off the road using a Statutory Off Road Notice (SORN).

The Motor Insurance Database (MID) is the central record of all insured vehicles in the UK. Managed by the Motor Insurers’ Bureau (MIB), the MID is used by the Police and the DVLA to enforce motor insurance law – ensuring that vehicles driven on our roads are insured at all times.